India Insurance Risk & Risk Pools in Healthcare

I have test for class HCA440 that I want to be complete. the test have different questions style. It contains essay answers, matches, and listing. Please I want the answer in your own words and easy word because I am an International student

Instruction
I will upload the reference for the test and the actual test. This what the professor said:”You may use your notes to complete the exam,You must comply with time deadline and the following conditions. you will be graded on completeness, accuracy and content. When asked to elaborate, give examples or “in your own words” you must use your own words in answering the question. Your grade is dependent on following this outline as well as the comprehensiveness of your answers. Your grade will reflect all of the above criteria. If you have any questions feel free to ask