· Theravada

· Mahayana

· Vajrayana

Signature for Statement of Original Work (MUST COMPLETE)

Learner Name

Ashley Cook

Mentor Name

Learner Email

Acook213@capella.edu

Mentor Email

Learner ID

(MUST BE COMPLETED)

Learners, please insert your answers directly into the expandable boxes that have been provided.

|X| Program Evaluation and Data Analytics

|X| Professional Product

|_| Action Research Monograph

|_| Program Evaluation

Professional Product

|X| Service Project

|_| Change Management Plan

Please, use single-spaced, Times Roman 11 pt. throughout the form – the boxes will expand as you input text.

Clearly describe the topic of the Capstone Project.

This section should include:

· FIRST PARAGRAPH: State the topic of the capstone project. The topic statement should include the problem or opportunity for improvement in the project. The concepts of the topic must be clear and focused and well supported in the literature.

· Begin this paragraph with, “The topic is…”

· SECOND PARAGRAPH: Describe the significance of this topic to Human Services AND the specialization within your program. Include a statement about the practical implications of the project by describing the impact of this Capstone Project on the organization or community of interest. Comment by Elissa Dawkins: The second paragraph of 1.1 does not discuss what is needed as described here.

Example – The topic of this capstone project is the effectiveness of a transitional summer program, Helping Others, Inc., on middle school student’s chance of success (graduation) in high school.

The topic should be correctly formed:

· The topic should be appropriate for the specialization.

· The topic should use appropriate language for key concepts/phenomena.

· The type of action proposed should be specified.

· The community of interest/organization/program or community and target population should be named.

· The concepts should be appropriately focus

· The topic should be supported by at least ten (10) citations.

· The topic should be in alignment with current literature and the DHS Programs of Professional Practice.

Use current (within 5-7 years), scholarly, PRIMARY resources to support statements. Textbooks are not primary resources. Theses and dissertations are not considered peer-reviewed published articles. Use APA style in citing all resources.

The significance of this topic to human service is to educate people, research more information about the issue of domestic violence and sexual assault. The information gathered in this research would help the program to be in a better position to help the affected people. The impact of this project is to people of the community of interest live without fear by helping victims of domestic violence and sexual assaults together with their families escape abuse and can create safer lives. Through this capstone topic, the aim is to completely eradicate sexual assault and domestic violence as well as empowering people with financial literacy that would help them in their lives.

Most victims experience some type of financial abuse, which reduces their financial literacy. Thus, they will need assistance with maintaining the long-term shelter. Without having many organizations that are willing to take care of the plight the people are facing, the goals of the human services field would not be easily fulfilled (Juing et al., 2021). Human service programs can help victims through the programs that have been put in place along with hotlines that are focused directly on these issues. Housing is among the three most essential life requirements. Haven helps victims who have been financially abused by building a healthy, empowering, and strengthening them by looking into what is the cause of the situation and how they can come up with an idea that can change it (Soibatian, 2017). The Haven has many programs like housing, children support, women support groups, income, and employment service groups. The supporting services try to assist the individuals with materials and supplies that will help the individuals with low income to have daily needs. The victims sometimes are helped by social workers or churches that focus on stabilizing them and creating a budget that will finance the living (Jennifer, Patrick, 2011). However, it is projected that over one billion people are today living in insufficient housing conditions in urban areas. “In most cities, there are more than half of the population who lives in informal settlements in what can be described as life and health-threatening” (Ortiz-Ospina & Roser, 2017, p 3). More than 100 million people are homeless globally, and data shows that there are increasing propositions of women and children. The statistics given give a clear picture of the dire need for having quality housing globally.

It is indisputable that homelessness continues to be a grand challenge in our country and globally. In addressing the problem of homelessness, our organization has been putting up measures to ensure that we prevent people from becoming homeless in the first place. This includes outreach efforts targeting at-risk people in short-term case management (Moretti, 2017).

References

Bramley, G., & Fitzpatrick, S. (2018). Homelessness in the UK: who is most at risk? Housing Studies, 33(1), 96-116. https://doi.org/10.1080/02673037.2017.1344957

Carla Moretti (2017) Social housing mediation: Education path for social workers, European Journal of Social Work, 20(3), 429-440. DOI:  10.1080/13691457.2017.1314934

Dunn, M., Rawson, M., & Rogers, A. (2021). Rural housing: Competition and choice (3rd ed.). Routledge. https://doi.org/10.4324/9781003132950

Gan, X., Zuo, J., Wu, P., Wang, J., Chang, R., & Wen, T. (2017). How affordable housing becomes more sustainable? A stakeholder study. Journal of Cleaner Production, 162, 427-437. https://doi.org/10.1016/j.jclepro.2017.06.048

Juing, H., Jaime, J., & Lee, S. (2021). Mental health in subsidized housing: Readiness to assist residents with mental health issues In Subsidized Housing From The Perspectives Of Housing Employees. Qualitative Social Work. https://doi.org/10.1177%2f14733250211027630

Kottke, T., Abariotes, A., & Spoonheim, J. B. (2018). Access to affordable housing promotes health and well-being and reduces hospital visits. The Permanente Journal, 22.

Muir, K., Moran, M., Michaux, F., Findlay, S., Meltzer, A., Mason, C., & Heaney, R. A. (2017). The opportunities, risks, and possibilities of social impact investment for housing and homelessness. Ng, K., & Neo, Y. (2019). Housing Problems and Social Work Advocacy in a Home-Owning Society. Journal of Social service Research, 46(5), 671-684.

Ortiz-Ospina, E., & Roser, M. (2017). Homelessness. Our World in Data. Homelessness – Our World in Data

Polvere, L., Barness, C., & Lee, E. (2018). Housing needs of grandparent caregivers: grandparent, youth, and professional perspectives. Journal of Gerontological Social Work, 61(5). https://doi.org/10.1080/01634372.2018.1454566

Jennifer, Patrick. (2011). The Role of Financial Education in Improved Housing. https://www.findevgateway.org/sites/default/files/publications/files/mfg-en-paper-the-role-of-financial-education-in-improved-housing-jun-2011.pdf.

Write a brief statement of the problem or need for improvement at the capstone site or program. Clearly describe the gap in current practice, service, process, policy, and/or the identified outcome. Identify the performance gap you wish to close and the potential root causes of the problem.

This section should include:

· FIRST PARAGRAPH: Write a brief statement that fully describes the problem being addressed. This paragraph introduces the problem that is informing the research and warrants the need for this study.

· Begin this paragraph with the statement, “The problem is…”

Example: The problem is that Helping Others, Inc’s transitional summer program has not consistently improved high school graduation rates.

· SECOND PARAGRAPH: Identify the need for the study. The need should be directly related to the problem presented in the first paragraph. It must identify a gap in current practice, service, process, policy, or programs. It must identify the need for the research and the desired outcome.

Example: This study is needed because high school graduation rates are decreasing in the service community where Helping Others Inc. provides its transitional summer program. Decreased graduation rates have negatively affected the unemployment rate in the area.

Use current (within 5-7 years), scholarly, PRIMARY resources to support statements. Textbooks are not primary resources. Theses and dissertations are not considered peer-reviewed published articles. Use APA style in citing all resources.

The Haven explores a variety of options through local resources and the needs of the victims (MacKenzie et al., 2020). This helps The Haven address the most affected people and use the available local resources, making access to affordable houses easier (Polvere et al., 2018). The major goal is to ensure that everybody can live in a house that is decent and affordable (Benerjee & Bhattacharya, 2020)

In response, this capstone is needed because financial literacy training is needed to help survivors of domestic violence to gain financial independence. Yet a major deficiency in the debate is empirical evidence that the proposed interventions, which seek to empower women, so that they may be less likely to return to an abuser if they are to stay financially independent. This capstone fills the gap by developing training to improve the financial literacy of domestic violence victims. Given the sample, the domestic violence rate is 185 incidents per 100,000 population annually (Shinn, & Khadduri, 2020), these estimates suggest improving financial literacy can prevent between 6 to 20 domestic violence incidents per 100,000 population from occurring each year. This capstone will show how improving women’s financial literacy can significantly reduce domestic violence. First, financial literacy in the female population is significantly lower compared to the male population – i.e., the gender gap in financial literacy (Fonseca et al., 2012; Hasler & Lusardi, 2017; Lusardi & Mitchell, 2008, 2014). This inequality makes women susceptible to financial abuse by their partners. Therefore, improving financial literacy can help women be aware of and identify financial abuse when it first happens, and stop the cycle of violence. That is conditional on women’s income level, by closing the gap in financial knowledge and preventing financial abuse, financial literacy re-establishes women’s economic independence and bargaining position in the partnership, which in turn reduces domestic violence.

References

Bramley, G., & Fitzpatrick, S. (2018). Homelessness in the UK: who is most at risk?. Housing Studies, 33(1), 96-116.

Benerjee, D., & Bhattacharya, P. (2020). The hidden vulnerability of homelessness in the Covid-19 pandemic: Perspectives from India. International Journal Of Social Psychiatry. https://doi.org/10.1177%2f0020764020922890

Bullock, H., Reppond, H., Truong, S., Singh, M. (2020). An intersectional analysis of the feminization of homelessness and mothers’ housing precarity. Journal of Social Issues, 76(4), 835-858. https://doi.org/10.1111/josi.12406

Fowler, P., Hovmand, P., Marcal, K., & Das, S. (2019). Solving homelessness from a complex systems perspective: Insights for prevention responses. Annual Review of Public Health, 40, 465-486. https://doi.org/10.1146/annurev-publhealth-040617-013553

Fonseca, R., Mullen, K. J., Zamarro, G., and Zissimopoulos, J. (2012). What explains the gender gap in financial literacy? the role of household decision-making. Journal of Consumer Affairs, 46(1), 90–106.

Gan, X., Zuo, J., Wu, P., Wang, J., Chang, R., & Wen, T. (2017). How affordable housing becomes more sustainable? A stakeholder study. Journal of Cleaner Production, 162, 427-437.

Kottke, T., Abariotes, A., & Spoonheim, J. B. (2018). Access to affordable housing promotes health and well-being and reduces hospital visits. The Permanente Journal, 22. retrieved from: Access to Affordable Housing Promotes Health and Well-Being and Reduces Hospital Visits (nih.gov)

Lima, N., Souza, R., Feitos, P., Moreira, J., Silva, C., & Neto, M. (2020). People experiencing homelessness: Their potential exposure to Covid-19. Psychiatry Research, 288. https://doi.org/10.1016/j.psychres.2020.112945

Mackenzie, O., Trimbur, C., & Vanjani, R. (2020). An isolation hotel for people experiencing homelessness. The New England Journal of Medicine, 383(41). DOI: 10.1056/NEJMc2022860

Morton, M., Dworsky, A., Matjasko, J., & Curry, S. (2018). Prevalence and correlates of youth homelessness in the United States. Journal Of Adolescent Health, 62(1)

Muir, K., Moran, M., Michaux, F., Findlay, S., Meltzer, A., Mason, C., … & Heaney, R. A. (2017). The opportunities, risks, and possibilities of social impact investment for housing and homelessness. retrieved from: The Opportunities, Risks, and Possibilities of Social Impact Investment for Housing and Homelessness by Kristy Muir, Michael Moran, Fabienne Michaux, Suzanne Findlay, Ariella Meltzer, Chris Mason, Ioana Ramia, Richard A. Heaney:: SSRN

Ortiz-Ospina, E., & Roser, M. (2017). Homelessness. Our World in Data.

Polvere, L., Barness, C., & Lee, E. (2018). Housing needs of grandparent caregivers: grandparent, youth, and professional perspectives. Journal of Gerontological Social Work, 61(5). https://doi.org/10.1080/01634372.2018.1454566

Sikorska, A. (2021). Housing Law in Poland-From the Cooperative Model to Flat Ownership. Sustainable Housing. DOI: 10.5772/intechopen.986444

Shinn, M., & Khadduri, J. (2020). Amid Plenty: Homelessness and What to do About it. Wiley

Quests, G., Duggan, A., & Cooper, G. (2016). A Gender Lens on Affordable Housing. Re: gender. https://www.icrw.org/wp-content/uploads/2016/11/gender_lens_on_affordable_housing_by_regender_final-1.pdf

Robin, B. & Osub, A. (2020). Ensuring Domestic Violence Survivors’ Safety.

https://www.americanprogress.org/issues/women/reports/2020/08/10/489068/ensuring-

domestic-violence-survivors-safety/

Specialization Chair Topic Approval

· After completing Section 1, Keystone or Capstone Learners should submit the DPP form to your Keystone Instructor or Capstone Mentor for approval.

· Collaborate with your Keystone Instructor or Capstone Mentor until you have approval for Section 1, “Topic Approval.”

· After you have received your Mentor’s approval for Section 1, your form will be submitted for SMR review.

|X| Approved

|_| Deferred

|_| Not Ready For Review

Reviewer Name: Dr. Elissa Dawkins

Reviewer signature: Elissa Dawkins

Date: 3/13/2021

Comments: Thank you for submitting your topic plan for review. Your topic is approved. Please review my comments above. In addition, you will need to obtain newer, primary references to support your topic. You will need to include scholarly literature to back up the need for the program evaluation. Schedule some time with a librarian and the writing center to tweak this.

This section should further expound on the research problem and will include a SUMMARY of the review and synthesis of the research literature on the topic. This should include citations from at least 15 Articles but should indicate that you have performed a full review of the literature on the topic. Comment by Amy Lyndon: Right now I count around 12 sources cited in this section. You’ll need at least 15. Did you previously use some of the references but take out the citations in this section?

This section should include:

· A statement about the body of existing literature on the topic.

· A summary of recent research findings on the topic highlights the most relevant findings of the proposed study.

· A demonstration of how the proposed research could add to the existing literature on the topic.

Be sure to provide appropriate in-text citations and include references in the reference section.

Use current (within 5-7 years), scholarly, PRIMARY resources to support statements. Textbooks are not primary resources. Theses and dissertations are not considered peer-reviewed published articles. Use APA style in citing all resources.

*This will not be your Capstone Project literature review but an initial foundation. You will continue to add to your literature review throughout your Capstone.

Strong leadership is very important in helping in effectively engaging the public and surmounting barriers that are met while enhancing affordable housing. Strong leadership can motivate and inspire people to reach financial independence. Financial literacy gives people the ability to understand the financial skills that would help them fix their problems. Financial literacy can help people to manage their money and finances effectively and afford their housing. Many people have limited knowledge of investing that leads them to make poor financial decisions. Many people struggle with investing and save due to a lack of financial literacy (Bullock et al., 2020). It requires addressing two very great challenges: defining the problem and creating a very strong and long-lasting solution (Fowler et al., 2019). Leaders are required to articulate and create a compelling vision for the solution to the housing problem. If this is not ensured, the affordable housing efforts may get lost among the competing needs of the community (Mackenzie et al., 2020). Therefore, the leaders have a great role in assuring that their cause receives the attention that it deceives as well as the necessary funding for the program.

If a program is sufficiently funded, it would mean that the chances of more people benefiting from the program increase. Women are more affected by gender violence than are men (Bullock et al., 2020). Many female IPV victims are left stranded after domestic violence with nowhere to go, some with limited or no financial literacy to manage their finances (Bramley & Fitzpatrick, 2018). Women are more affected by IPV, The female victims of IPV, especially domestic violence. This is the group that needs significant help regarding financial literacy (Benerjee, & Bhattacharya, 2020).

References

Birkenmaier, J., & Sherraden, M. (2013). Financial education and capability: Research, education, policy, and practice. Oxford University Press.

Finley, S. Y. (2021). Financial literacy, financial liberation. Financialization, Financial Literacy, and Social Education, 113-127. https://doi.org/10.4324/9781003020264-7

Hoge, G. L., Stylianou, A. M., Postmus, J. L., & Johnson, L. (2019). Domestic violence/Intimate partner violence and issues of financial abuse and control: What does financial empowerment look like? The Routledge Handbook on Financial Social Work, 15-25. https://doi.org/10.4324/9781351165686-3

Jarecke, J., Taylor, E. W., & Hira, T. K. (2014). Financial literacy education for women. New Directions for Adult and Continuing Education, 2014(141), 37-46. https://doi.org/10.1002/ace.20083

Katula, S. L. (2012). Creating a safe haven for employees who are victims of domestic violence. Nursing Forum, 47(4), 217-225. https://doi.org/10.1111/j.1744-6198.2012.00278.x

Khan, R., & Brewer, G. (2021). Financial abuse and control of siblings. The SAGE Handbook of Domestic Violence, 794-808. https://doi.org/10.4135/9781529742343.n48

Ngo, P. T., & Puente Moncayo, D. (2021). Can financial literacy reduce domestic violence? SSRN Electronic Journal. https://doi.org/10.2139/ssrn.3809469

Poby, K. E. (2009). Women’s financial future: A financial literacy program for incarcerated women.

Sanders, C. K. (2013). Financial capability among survivors of domestic violence. Financial Capability and Asset Development, 84-107. https://doi.org/10.1093/acprof:oso/9780199755950.003.0024

Voices from the group: Domestic violence offenders’ experience of the intervention. (2013). Intimate Violence, 329-342. https://doi.org/10.4324/9780203049594-15

Bramley, G., & Fitzpatrick, S. (2018). Homelessness in the UK: who is most at risk? Housing Studies, 33(1), 96-116.

Benerjee, D., & Bhattacharya, P. (2020). The Hidden Vulnerability Of Homelessness In The Covid-19 Pandemic: Perspectives From India. International Journal Of Social Psychiatry. https://doi.org/10.1177%2f0020764020922890

Bullock, H., Reppond, H., Truong, S., & Singh, M. (2020). An intersectional analysis of the feminization of homelessness and mothers’ housing precarity. Journal of Social Issues, 76(4), 835-858. https://doi.org/10.1111/josi.12406

Fowler, P., Hovmand, P., Marcal, K., & Das, S. (2019). Solving Homelessness from a Complex Systems Perspective: Insights for Prevention Responses. Annual Review of Public Health, 40, 465-486. https://doi.org/10.1146/annurev-publhealth-040617-013553

Gan, X., Zuo, J., Wu, P., Wang, J., Chang, R., & Wen, T. (2017). How affordable housing becomes more sustainable? A stakeholder study. Journal of Cleaner Production, 162, 427-437.

Kottke, T., Abariotes, A., & Spoonheim, J. B. (2018). Access to affordable housing promotes health and well-being and reduces hospital visits. The Permanente Journal, 22. retrieved from: Access to Affordable Housing Promotes Health and Well-Being and Reduces Hospital Visits (nih.gov)

Lima, N., Souza, R., Feitos, P., Moreira, J., Silva, C., & Neto, M. (2020). People Experiencing Homelessness: Their Potential Exposure To Covid-19. Psychiatry Research, 288. https://doi.org/10.1016/j.psychres.2020.112945

Mackenzie, O., Trimbur, C., & Vanjani, R. (2020). An Isolation Hotel For People Experiencing Homelessness. The New England Journal Of Medicine, 383(41). DOI: 10.1056/NEJMc2022860

Morton, M., Dworsky, A., Matjasko, J., & Curry, S. (2018). Prevalence And Correlates Of Youth Homelessness In The United States. Journal Of Adolescent Health, 62(1)

Muir, K., Moran, M., Michaux, F., Findlay, S., Meltzer, A., Mason, C., … & Heaney, R. A. (2017). The opportunities, risks, and possibilities of social impact investment for housing and homelessness. retrieved from: The Opportunities, Risks, and Possibilities of Social Impact Investment for Housing and Homelessness by Kristy Muir, Michael Moran, Fabienne Michaux, Suzanne Findlay, Ariella Meltzer, Chris Mason, Ioana Ramia, Richard A. Heaney:: SSRN

Oliver, R., Alexander, B., Roe, S., & Wlasny, M. (2019). The economic and social costs of domestic abuse. https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/918897/horr107.pdf .

Ortiz-Ospina, E., & Roser, M. (2017). Homelessness. Our World in Data. https://ourworldindata.org/homlessness?source=post_page

Polvere, L., Barness, C., & Lee, E. (2018). Housing needs of grandparent caregivers: grandparent, youth, and professional perspectives. Journal of Gerontological Social Work, 61(5). https://doi.org/10.1080/01634372.2018.1454566

Shinn, M., & Khadduri, J. (2020). Amid Plenty: Homelessness and What to do About it. Wiley

Quests, G., Duggan, A., & Cooper, G. (2016). A Gender Lens on Affordable Housing. Re:gender.https://www.icrw.org/wpcontent/uploads/2016/11/gender_lens_on_affordable_housing_by_regender_final-1.pdf

Provide a rationale supported by current information regarding the need for this Capstone Project.

This section should include:

· The results of a needs assessment or an analysis for the project.

· A description of issues identified in the workplace, project, or community.

· Any relevant population and organizational demographics and statistics related to the proposed Capstone Project.

· A description of why the study is important.

· A description of whom the study will benefit.

Use current (within 5-7 years), scholarly, PRIMARY resources to support statements. Textbooks are not primary resources. Theses and dissertations are not considered peer-reviewed published articles. Use APA style in citing all resources.

Most of the women The Haven helps struggle after divorce because they may have been used to stay-at-home mothers and also limited financial literacy After divorce, most women have no savings and are left on their own. Even after divorce, women struggle with legal and financial issues (Polvere et al., 2018). The research will help The Haven get more information and data to work with improving victims’ ability to maintain their housing, along with other financial benefits.

The Haven looks at various options through local resources and the needs of the victims (Mackenzie et al, 2020). This helps Haven address the most affected people and use the available local resources, making the construction of affordable houses easier (Muir et al., 2017). The major goal is to ensure that everybody can live in a house that is decent and affordable (Sikorska, 2021). “The problem requires to be addressed urgently so that communities can have an effective, caring system for providing to the needs of the homeless people” (Gan et al., 2017, p.23).

Through proper leadership and the training protocol I look to incorporate, The Haven helps the victims of domestic violence and sexual assault to acquire financial literacy that would enable to perfectly manage their finance and budget. This would include them being able to pay for their houses and other daily expenses. Financial literacy would be a tool that would assist the victims to be able financially independent and live better lives. and ensuring that the problem of homelessness is addressed (Quests, et al., 2016). Housing can be considered to be affordable if it is below 30% of the total income. According to the Housing department and urban development, if a family pays for a how for more than 30%, this becomes a burden to the family. This gives a clear picture of the dire need for having quality housing globally (Ortiz-Ospina, & Roser, 2017). Most importantly, the rapid urbanization necessitates more access to housing as more than half of humanity is now living in the cities (Morton, et al., 2018). It is important examining the ways of enhancing the quality of housing, which means ensuring that everybody is capable of finding a safe, decent, and affordable house within the areas where they work, shop, study, and play (Kottke, et al., 2018)

References

Bramley, G., & Fitzpatrick, S. (2018). Homelessness in the UK: who is most at risk?. Housing Studies, 33(1), 96-116. retrieved from: Full article: Homelessness in the UK: who is most at risk? (tandfonline.com)

Benerjee, D., & Bhattacharya, P. (2020). The Hidden Vulnerability Of Homelessness In The Covid-19 Pandemic: Perspectives From India. International Journal Of Social Psychiatry. https://doi.org/10.1177%2f0020764020922890

Bullock, H., Reppond, H., Truong, S., Singh, M. (2020). An intersectional analysis of the feminization of homelessness and mothers’ housing precarity. Journal of Social Issues, 76(4), 835-858. https://doi.org/10.1111/josi.12406

Fowler, P., Hovmand, P., Marcal, K., & Das, S. (2019). Solving Homelessness from a Complex Systems Perspective: Insights for Prevention Responses. Annual Review of Public Health, 40, 465-486. https://doi.org/10.1146/annurev-publhealth-040617-013553

Gan, X., Zuo, J., Wu, P., Wang, J., Chang, R., & Wen, T. (2017). How affordable housing becomes more sustainable? A stakeholder study. Journal of Cleaner Production, 162, 427-437. retrieved from: How affordable housing becomes more sustainable? A stakeholder study – ScienceDirect

Kottke, T., Abariotes, A., & Spoonheim, J. B. (2018). Access to affordable housing promotes health and well-being and reduces hospital visits. The Permanente Journal, 22. retrieved from: Access to Affordable Housing Promotes Health and Well-Being and Reduces Hospital Visits (nih.gov)

Lima, N., Souza, R., Feitos, P., Moreira, J., Silva, C., & Neto, M. (2020). People Experiencing Homelessness: Their Potential Exposure To Covid-19. Psychiatry Research, 288. https://doi.org/10.1016/j.psychres.2020.112945

Mackenzie, O., Trimbur, C., & Vanjani, R. (2020). An Isolation Hotel For People Experiencing Homelessness. The New England Journal Of Medicine, 383(41). DOI: 10.1056/NEJMc2022860

Morton, M., Dworsky, A., Matjasko, J., & Curry, S. (2018). Prevalence And Correlates Of Youth Homelessness In The United States. Journal Of Adolescent Health, 62(1)

Muir, K., Moran, M., Michaux, F., Findlay, S., Meltzer, A., Mason, C., … & Heaney, R. A. (2017). The opportunities, risks, and possibilities of social impact investment for housing and homelessness. The Opportunities, Risks, and Possibilities of Social Impact Investment for Housing and Homelessness by Kristy Muir, Michael Moran, Fabienne Michaux, Suzanne Findlay, Ariella Meltzer, Chris Mason, Ioana Ramia, Richard A. Heaney:: SSRN

Ortiz-Ospina, E., & Roser, M. (2017). Homelessness. Our World in Data. retrieved from: Homelessness – Our World in Data

Polvere, L., Barness, C., & Lee, E. (2018). Housing needs of grandparent caregivers: grandparent, youth, and professional perspectives. Journal of Gerontological Social Work, 61(5). https://doi.org/10.1080/01634372.2018.1454566

Sikorska, A. (2021). Housing Law in Poland-From the Cooperative Model to Flat Ownership. Sustainable Housing. DOI: 10.5772/intechopen.986444

Shinn, M., & Khadduri, J. (2020). Amid Plenty: Homelessness and What to do About it. Wiley

Quests, G., Duggan, A., & Cooper, G. (2016). A Gender Lens on Affordable Housing. Re: gender. https://www.icrw.org/wp-content/uploads/2016/11/gender_lens_on_affordable_housing_by_regender_final-1.pdf

Briefly describe the primary theoretical framework or model to be used for the study that will serve as the lens through which you will view the research problem and research questions.

NOTE: The theoretical foundation should be a theory from your discipline that supports the topic and should reflect on how you understand the topic and constructs in the study. To select the theory of model for the study, review the DHS Programs of Professional Practice.

This section should include:

· A review or discussion of the theory that will guide the project.

· An explanation of how the theory or model defines the variables or constructs of the study.

· An explanation of how the theory or model will guide the study.

· A list and explanation of any study assumptions.

Use current (within 5-7 years), scholarly, PRIMARY resources to support statements. Textbooks are not primary resources. Theses and dissertations are not considered peer-reviewed published articles. Use APA style in citing all resources.

The Haven gives financial education to women to help them overcome the homeless problem. Haven gives personal attention to ensure that they have paramount success in their finances. They give investment advice to their clients that are personalized based on their financial goals.

The study assumptions of the study are that all women are not financially literate and that men have more financial literacy as compared to women. In society, most of the finances are handled by men.

The other assumption is that all women struggle to get affordable houses and manage their finances after divorce. It is assumed that most women are confined to home duties in the household environments. (Lu, 2021).

References

Baumol, W. J. (1977). Economic theory and operations analysis. Prentice-Hall.

Hejase, H. (2018). Review of “Economic empowerment of women in Lebanon”.  https://doi.org/10.14322/publons.r2552376

Hoge, G. L., Stylianou, A. M., Postmus, J. L., & Johnson, L. (2019). Domestic violence/intimate partner violence and issues of financial abuse and control: What does financial empowerment look like? The Routledge Handbook on Financial Social Work, 15-25.  https://doi.org/10.4324/9781351165686-3

Huston, S., & Baines, R. (2019). Sustainable management of affordable housing. Greening Affordable Housing, 18-31.  https://doi.org/10.1201/b22317-2

Huyugüzel Kişla, G. (2019). Women empowerment in the time of crisis. Women’s Economic Empowerment in Turkey, 28-42.  https://doi.org/10.4324/9780429053153-3

Islahi, A. A. (2020). Economic empowerment of women in Islam. Economic Empowerment of Women in the Islamic World, 21-38.  https://doi.org/10.1142/9789811212154_0002

Karaa, İ. E. (2019). Does family democratization explain the financial literacy of women? Women’s Economic Empowerment in Turkey, 91-112.  https://doi.org/10.4324/9780429053153-8

Lee, R. A. (2017). The affordable option: Charlotte Street manufactured housing. The Unsheltered Woman, 277-282.  https://doi.org/10.4324/9781351302203-22

Lu, S. (2021). Financial literacy education program post-financial housing crisis. Research Anthology on Personal Finance and Improving Financial Literacy, 504-517.  https://doi.org/10.4018/978-1-7998-8049-3.ch027

Sanders, C. K. (2013). Financial capability among survivors of domestic violence. Financial Capability and Asset Development, 84-107.  https://doi.org/10.1093/acprof:oso/9780199755950.003.0024

Willison, C. E. (2021). America’s homelessness crisis. Ungoverned and Out of Sight, 1-15.  https://doi.org/10.1093/oso/9780197548325.003.0001

Yamawaki, N., Riley, C., & Gardner, N. (2018). The effects of gender-role traditionality and gender of abuser on attitudes toward intimate partner violence and perceived body size of the victim and abuser. Partner Abuse, 9(3), 230-248.  https://doi.org/10.1891/1946-6560.9.3.230

In this section, you will define your role, position, and how positionality will impact your research study.

This section should include:

· The title of your role or position in the organization, program, or community in your site.

· A description of your job duties at the site.

· A description of how your position will impact the research project.

· A statement that identifies if you are an insider (work or volunteer with the organization) or outsider, or a collaborator with insiders (no affiliation, but working with stakeholders within the organization).

Use current (within 5-7 years), scholarly, PRIMARY resources to support statements. Textbooks are not primary resources. Theses and dissertations are not considered peer-reviewed published articles. Use APA style in citing all resources.

Current position: Non-affiliated community researcher

My current position with The Haven is as a non-affiliated community researcher, in hopes of becoming a volunteer for the organization. Volunteers with The Haven help the organization improve the quality of victim’s care and support in their day-to-day operations and assisting victims with immediate needs. Volunteer tasks may include assisting victims with housing needs, literature reviews, completing applications, filing papers, assisting staff with errands, and other miscellaneous things that can be assigned to help the Haven run smoothly.

I have no affiliation with The Haven at this time but will be applying with the organization as a human service volunteer in hopes of being able to provide financial literacy training to victims. The training will be another resource that The Haven will be able to provide to all victims that are serviced through the Haven.

Please describe the specific practical implications of your findings that can be used by the stakeholders.

This section should include:

· Minimum of (2) paragraphs. Every statement must be supported by the literature

· A description of the specific practical implications (who may benefit) from the research that can be used by any or all of the following stakeholders:

· the population being studied, Comment by Amy Lyndon: First, focus on your population – clients and practitioners of The Haven. Talk about how this could help them directly. Don’t just talk about domestic violence victims in general. That can be here, but that’s probably the “wider community itself.”

· practitioners, clinicians, or medical practitioners,

· community-based service providers or health organizations,

· educators, colleges/universities or

· the wider community itself.

Use current (within 5-7 years), scholarly, PRIMARY resources to support statements. Textbooks are not primary resources. Theses and dissertations are not considered peer-reviewed published articles. Use APA style in citing all resources.

REMEMBER

NOTE: Be cognizant of the limitations and scope of the proposed research. Do not promise practical implications that are beyond the scope of the research.

The people who benefit most from these implications are the individuals from the community of interest who have been enrolled in the program. The practitioners are considered the employees of the Haven, caseworks, social workers, intake coordinators, and others. The victims and their families will benefit because they will be able to manage their fiancés. Financial literacy gives the ability to be able to effectively cater for their expenses in addition to being able to afford to house. The wider community would be the landlords and the other people in the community who help with the housing needs. When financial literacy is best understood by the victims and their families, they would be on the right path to financial freedom.n addition, Haven has also a residential program that is exclusively for sexual assault and domestic violence victims and their children. Comment by Amy Lyndon: Every paragraph should have citations to show it comes from a good source. Preferably multiple citations to show that it comes from more than ONE source, too. Can you review the DPP to make sure this is the case?

Recognizing that a lack of financial stability is one of the biggest deterrents for women who are considering leaving an abusive relationship, the Kentucky Domestic Violence Association (KDVA) formed its Economic Justice Project in the early 2000s. The program has domestic violence shelters. It is committed to providing community domestic violence services. Their purpose is to offer mutual support to the victims of domestic violence that would collectively advocate for the victims and their children. Through a network of member organizations, the Economic Justice Project offers Individual Development Accounts, free tax preparation, financial education, and other asset-building services to survivors of domestic violence (Economic Justice Project, 2021). Comment by Amy Lyndon: Good info. Can you expand on this and how they do it? This might be helpful in creating YOUR training information. (I looked it up – this looks like a good source for you to use in developing your deliverable!)

References:

Shackelford, T. K. (2020). The SAGE handbook of domestic violence. SAGE.

Economic Justice Project. (2021, August 25). Retrieved from KDVA: http://www.kdva.org/projects/economicjusticeproject.html Financial Education. (2021, Aug 25). Retrieved from NCADV: https://ncadv.org/financial-education

State the purpose of the study. The purpose of the study is to answer the research question or provide practical answers to a problem or weaknesses of the current practice, service, or process, policy.

This section should include:

· A summary of the intended outcomes of the study.

· An identification of who can benefit from this research and how they might benefit.

· A statement of the purpose of the study and the need that it addresses.

· A statement about the outcomes or findings of the Capstone Project and how they will be sustained.

Use current (within 5-7 years), scholarly, PRIMARY resources to support statements. Textbooks are not primary resources. Theses and dissertations are not considered peer-reviewed published articles. Use APA style in citing all resources.

List the primary research question and any sub-questions that the proposed study will address. The research question(s) should be correctly formed.

This section should include a research question(s) or sub-questions that:

· Align with the research problem, the research topic, and the Capstone title.

· Identify the intended analysis.

· Is phrased in a way that will be answered by the intended methodology and analyses.

· Identify the specific variables to be explored, use language consistent with the research design or approach, and identify the population being studied.

Qualitative Example: How can DHS caseworkers help the homeless population become self-sufficient?

Quantitative Example: How does employee morale in millennial research analysts affect creativity?

Use current (within 5-7 years), scholarly, PRIMARY resources to support statements. Textbooks are not primary resources. Theses and dissertations are not considered peer-reviewed published articles. Use APA style in citing all resources.

What is the best means of providing that financial literacy training to domestic violence victims?

The Capstone Project Title should be correctly formed:

· The title should be aligned with the Research Problem (1.2) and Research Question (2.2), (use the same terminology for all).

· The title should reflect the key variables or constructs to be studied.

· The title should reflect the method to be employed in the research.

· The title should be concise (12 words or less).

Financial Literacy: Rebuilding Financially After Domestic Violence

Section 4. Research Methodology

Briefly describe the Capstone Project research design.

This section should include:

· A description of the methodology (qualitative or quantitative). Comment by Amy Lyndon: There’s no real methodology, since there’s no original data collection.

· A description of the design (case study, generic qualitative, correlation, etc.).

· A description of the type of action research (participatory action, critical action research, action science research, or appreciative inquiry).

· A description of what data will be collected (validated instruments, interviews, archival data, organization policies, and procedures, etc.). Comment by Amy Lyndon: This might be one source. What sources would they have that would help you target what The Havenn, in particular, would like to use?

· A description of data analysis that will be used (thematic analysis, descriptive statistics, inferential statistics).

References

List and describe each variable and the data collection instrument or measurement tool you will use to collect these data. These should include standardized questionnaires, demographic data, and surveys, etc. See Appendix A for an example of a completed chart. Only standardized instruments can be used in quantitative studies.

Attach a copy of each instrument you plan to use as an appendix to the Capstone research form.

*Insert more rows as needed

List and describe each qualitative construct and the data collection method you will use to collect these data. Include the alignment of the data collection source with the concept. See Appendix B for an example of a completed chart.

Attach a copy of the interview guide you plan to use

as an appendix to the Research Plan.

*Insert more rows as needed

The interview questions will be open-ended where the participants will be asked to answer the questions in their own words. they will be also asked to raise points that believe to be important. The interviews are semi-structured.

References

King, N., & Horrocks, C. (2010). Interviews in qualitative research. SAGE.

Only complete if the research study is greater than minimal risk.

Field tests must be completed for qualitative interview questions if the study is greater than minimal risk.

According to 45 CFR 46.102(i), minimal risk means, “The probability and magnitude of harm or discomfort anticipated in the research are not greater in and of themselves than those ordinarily encountered in daily life or during the performance of routine physical or psychological examinations or tests.”

If you are unclear about the nature of the study, please consult with the Research Chair or Capella’s IRB. IRB approval is not required before a field test is conducted. The results of the field test should be submitted as part of the IRB application once the DPP is approved. Field test experts should be practitioners in the field that are knowledgeable about the topic. You may use a Capella faculty who has a relevant background.

This section should include:

· A list of the original interview questions (before the field test).

· A rationale for each original interview question that explains how the question will provide answers to the specific research question.

· The identification of field test experts (name and credentials).

· A description of the suggestions, comments, or recommendations from the field test experts.

· A list of the final, updated interview questions.

Detail the actual data analyses to be conducted to address each research question.

For each research question and sub-question provide the following:

· A description of the data source.

· A description of how raw data will be analyzed (transcription, calculation of scaled variables, etc.).

· A description of how data will be managed, processed, and prepared.

· The method of qualitative analysis or statistical analysis.

· A description of how data will be stored and protected.

For this research, the data source will be from the Haven staff which will be conducted through the interviews. the tools used will be the questionnaires. Data from the victims will be collected from the volunteer surveys. The raw data will be analyzed by finding the pattern in the qualitative data. Data will be managed to ensure that data is sharable and accessible. The method of qualitative and statistical analysis used will be hypothesis testing and sample size determination. The theory will be generated based on specific instances of empirical observations. Based on the interview from the Haven staff, patterns will be observed to conclude. These observations will be proposed at the end of the research process. This data analysis approach aims to generate meaning from the collected data to identify relationships and patterns. I will be interviewing staff and will be keeping field notes and journals that will be transcribed once the interviews are completed.

References

Inductive data analysis. (2005). Geometric Data Analysis, 297-332. https://doi.org/10.1007/1-4020-2236-0_8

For each data source, describe the sample size, and provide references to support sample size decisions.

The sample size of the research will be 10 Haven staff and volunteer surveys to gather victims’ information. The 10 participants will represent all staff of The Haven. When the sample size is too small it may not produce varied results, on the other hand, a large sample size would increase the cost and time taken to conduct the research.

References

Krejcie, R. V., & Morgan, D. W. (1970). Determining sample size for research activities.

Identify the key (A) theoretical, (B) topical, and (C) methodological assumptions of the Capstone Project.

This section should include:

A. A description of the theoretical assumptions will include the fundamental constructs of the theoretical foundation that you selected in Section 2.3.

B. A description of the topical assumptions will include the assumptions revealed from previous research, the literature on the topic, and assumptions made by researchers in the field.

C. A description of the methodological assumptions will include an explanation of the epistemological, ontological, and axiological philosophical assumptions that support the research methodology.

A.Theoretical: Theory

The theoretical assumption of economic empowerment theory is that women are the most affected. The assumptions of empowerment theory aim at empowering all people in society. The theory aims to reduce the powerlessness that has been created for the oppressed and the vulnerable. The other assumptions that are controversial are that economic empowerment promotes individualism and that it is a source of unmitigated competition which may bring conflicts among those that have been empowered.

B.Topical:topic

The assumption is that women have less financial literacy than men. Most of the victims of sexual assault and domestic violence are women. The other assumption is that the Haven staff interviewed will give all the needed information for the research. The staff interviewed will be assumed to represent the whole organization. It is assumed that all the victims will be helped and they will have financial literacy that enables them to budget and manage their finances to cater to their expenses and housing

C.Methodological Assumptions

Epistemological assumptions are that during the interviews with the Haven staff, the research will get as close as possible to get information on the participants being investigated. The subjective evidence from the research is based on the individual views of the staff being interviewed. The assumption is that the social reality exists independently of human interpretation and understanding. There is an external reality that is independent of what one may understand or think. The Haven Staff may understand and things differently from external reality. The other assumption is that reality can only be understood through the human mind. Ontology deals with existing things while epistemology deals with what can be known and how it can be known.

Evaluate the weaknesses of the Capstone Project at this time.

This section should include:

· The areas that need to be improved before starting the Capstone Project.

· The areas that cannot be improved.

· The reasons for not redesigning to address any of the limitations identified.

For each data source, describe the sampling plan. Describe how you plan to select the sample. Include the steps you will take to recruit participants.

This section should include:

· A brief description of the data source, the sampling plan, and inclusion and exclusion criteria.

· The recruitment strategies (where applicable).

Describe the organization or site(s) from which you expect to draw the sample.

This section should include:

· The name of the agency.

· The type of agency (profit, non-profit)government).

· (The population served.)The agency’s mission and/or human services they provide.

The Haven’s mission is to empower the survivors of domestic violence and help the individuals heal by addressing sexual assault and domestic violence by intimate partners heal by addressing and preventing sexual assaults and domestic violence. As a non-profit organization, I have a comprehensive program that caters to DV and sexual assault victims. All people in society have rights regardless of their traditions, and they are out to be protected from abusive perpetrators. The organization and the program are survivor-centered and help the victims live safely without fear.

Non-profit organization

The Haven is a temporary shelter that assistance to victims of domestic violence and sexual assault.

Mission Statement: It is our goal at The Haven to provide victims with the necessary information, resources, protected head start, and supportive follow-up to transition out of a violent lifestyle and into successful independent living. The Haven aims to provide for the immediate primary needs of family violence and sexual assault clients, including food, clothing, legal advocacy, mental health assistance, and referral for medical care. The Haven interfaces with local, state, and national resources, provides transitional assistance along with the re-education of the victim and family to promote a non-violent lifestyle and educates all aspects of the local community regarding family violence and sexual assault (The Haven, 2021).

References

The Haven. (2021, August 25). Retrieved from Valdosta Haven: https://www.valdostahaven.org/new-page

This section should include:

· The name of the authorized individual allowing the use of the organization or site.

· A statement of whether the site has an IRB.

· The process to obtain permission to access the stakeholders, population, or data source.

Lola Rivera

Volunteer Coordinator

Tiffanie Thomas

Case Manager

How will potential participants first be contacted? How will participants be contacted following the study?

Potential program participants will be contracted through the administrative office of HR to complete the survey which may include person-to-person, telephone, email distribution, and/or zoom conferences.  The survey will consist of different scenarios that clients believe will make housing needs more readily accessible to them through the Haven. The survey will also help convey what they believe would be viable services for the Haven to render to victims of Domestic Violence. The Social Workers, Counselors, and board of trustee members will be interviewed face-to-face as stakeholders to help with integration and process collaboration. Potential participants of the study may consist of two categories, professional workers, and program participants.

Describe the steps and time it will take to complete the Capstone Project. Provide a quarter-by-quarter listing of activities from start to finish. Describe the exact procedures that will be needed to carry out this study. This should read like a recipe for conducting the study. Be sure to include all the necessary details so that someone else would be able to follow this to replicate the study. (See Appendix C for an example of a completed chart.)

This section should include:

· A step-by-step description of exactly how the research will be conducted.

*Insert more rows as needed

Describe the plan for providing feedback to stakeholders and the dissemination of the Capstone Project findings.

This section should include:

· The specific type of meeting (focus group, board meeting, community meeting, presentation meeting, etc.).

· The specific audience (executive administrators, directors, board members, stakeholders, etc.).

· The type of information that will be disseminated (written executive summary, verbal presentation of results, etc.).

· The key messages are based on stakeholder feedback.

· The timeline for the feedback.

Describe the action sought by the project and how the action plan will be implemented.

For example, the development of a task force that will be implemented by the organization with community members.

Describe any ethical considerations given the sample and/or topic.

This section should include:

· An explanation of how you plan to protect participants during recruitment, data collection, and data analysis.

· A description of any ethical concerns related to researcher positionality and how the concerns will be addressed.

· A description of any possible coercion and how it will be avoided.

Participants will be identified with pseudonyms, such as Participant 1, etc.

Participation in research should be strictly voluntary.

All identities must be confidential, both in the interview process and in the subsequent report.

International human rights must be the foundation of the study.

Monitors should be impartial, objective, accurate, and patient.

If survivors are interviewed, special considerations should be addressed. Privacy and safety must be paramount. Post-interview support services must be available upon request.

Describe any risk to the participants and/or the organization. Reference the CITIT course for more information about minimal risk studies.

This section should include:

· A statement of whether the study is more than minimal risk.

· A statement of whether the study collects data from a vulnerable population.

· A description of any special steps will be taken to protect participants.

This study is no more than minimal risk

This study does not collect data from employees that are victims.

Other steps taken to protect participants will be to make sure there are no identifiers left on any documents.

Section 7. References

List all references used in proper APA Style. You should include a minimum of 30 for the research plan but will need at least 50 for the Final Capstone Project.

References

Hejase, H. (2018). Review of “Economic empowerment of women in Lebanon”.  https://doi.org/10.14322/publons.r2552376

Hoge, G. L., Stylianou, A. M., Postmus, J. L., & Johnson, L. (2019). Domestic violence/intimate partner violence and issues of financial abuse and control: What does financial empowerment look like? The Routledge Handbook on Financial Social Work, 15-25.  https://doi.org/10.4324/9781351165686-3

Huston, S., & Baines, R. (2019). Sustainable management of affordable housing. Greening Affordable Housing, 18-31.  https://doi.org/10.1201/b22317-2

Huyugüzel Kişla, G. (2019). Women empowerment in the time of crisis. Women’s Economic Empowerment in Turkey, 28-42.  https://doi.org/10.4324/9780429053153-3

Islahi, A. A. (2020). Economic empowerment of women in Islam. Economic Empowerment of Women in the Islamic World, 21-38.  https://doi.org/10.1142/9789811212154_0002

Karaa, İ. E. (2019). Does family democratization explain the financial literacy of women? Women’s Economic Empowerment in Turkey, 91-112.  https://doi.org/10.4324/9780429053153-8

Lee, R. A. (2017). The affordable option: Charlotte Street manufactured housing. The Unsheltered Woman, 277-282.  https://doi.org/10.4324/9781351302203-22

Lu, S. (2021). Financial literacy education program post-financial housing crisis. Research Anthology on Personal Finance and Improving Financial Literacy, 504-517.  https://doi.org/10.4018/978-1-7998-8049-3.ch027

Sanders, C. K. (2013). Financial capability among survivors of domestic violence. Financial Capability and Asset Development, 84-107.  https://doi.org/10.1093/acprof:oso/9780199755950.003.0024

Willison, C. E. (2021). America’s homelessness crisis. Ungoverned and Out of Sight, 1-15.  https://doi.org/10.1093/oso/9780197548325.003.0001

Yamawaki, N., Riley, C., & Gardner, N. (2018). The effects of gender-role traditionality and gender of abuser on attitudes toward intimate partner violence and perceived body size of the victim and abuser. Partner Abuse, 9(3), 230-248.  https://doi.org/10.1891/1946-6560.9.3.230

Birkenmaier, J., & Sherraden, M. (2013). Financial education and capability: Research, education, policy, and practice. Oxford University Press.

Finley, S. Y. (2021). Financial literacy, financial liberation. Financialization, Financial Literacy, and Social Education, 113-127. https://doi.org/10.4324/9781003020264-7

Hoge, G. L., Stylianou, A. M., Postmus, J. L., & Johnson, L. (2019). Domestic violence/Intimate partner violence and issues of financial abuse and control: What does financial empowerment look like? The Routledge Handbook on Financial Social Work, 15-25. https://doi.org/10.4324/9781351165686-3

Jarecke, J., Taylor, E. W., & Hira, T. K. (2014). Financial literacy education for women. New Directions for Adult and Continuing Education, 2014(141), 37-46. https://doi.org/10.1002/ace.20083

Katula, S. L. (2012). Creating a haven for employees who are victims of domestic violence. Nursing Forum, 47(4), 217-225. https://doi.org/10.1111/j.1744-6198.2012.00278.x

Khan, R., & Brewer, G. (2021). Financial abuse and control of siblings. The SAGE Handbook of Domestic Violence, 794-808. https://doi.org/10.4135/9781529742343.n48

Ngo, P. T., & Puente Moncayo, D. (2021). Can financial literacy reduce domestic violence? SSRN Electronic Journal. https://doi.org/10.2139/ssrn.3809469

Poby, K. E. (2009). Women’s financial future: A financial literacy program for incarcerated women.

Sanders, C. K. (2013). Financial capability among survivors of domestic violence. Financial Capability and Asset Development, 84-107. https://doi.org/10.1093/acprof:oso/9780199755950.003.0024

Voices from the group: Domestic violence offenders’ experience of the intervention. (2013). Intimate

Violence, 329-342. https://doi.org/10.4324/9780203049594-15

Bramley, G., & Fitzpatrick, S. (2018). Homelessness in the UK: who is most at risk?. Housing Studies, 33(1), 96-116.

Benerjee, D., & Bhattacharya, P. (2020). The hidden vulnerability of homelessness in the Covid-19 pandemic: Perspectives from India. International Journal Of Social Psychiatry. https://doi.org/10.1177%2f0020764020922890

Bullock, H., Reppond, H., Truong, S., Singh, M. (2020). An intersectional analysis of the feminization of homelessness and mothers’ housing precarity. Journal of Social Issues, 76(4), 835-858. https://doi.org/10.1111/josi.12406

Fowler, P., Hovmand, P., Marcal, K., & Das, S. (2019). Solving homelessness from a complex systems perspective: Insights for prevention responses. Annual Review of Public Health, 40, 465-486. https://doi.org/10.1146/annurev-publhealth-040617-013553

Fonseca, R., Mullen, K. J., Zamarro, G., and Zissimopoulos, J. (2012). What explains the gender gap in financial literacy? the role of household decision-making. Journal of Consumer Affairs, 46(1), 90–106.

Gan, X., Zuo, J., Wu, P., Wang, J., Chang, R., & Wen, T. (2017). How affordable housing becomes more sustainable? A stakeholder study. Journal of Cleaner Production, 162, 427-437.

Kottke, T., Abariotes, A., & Spoonheim, J. B. (2018). Access to affordable housing promotes health and well-being and reduces hospital visits. The Permanente Journal, 22. retrieved from: Access to Affordable Housing Promotes Health and Well-Being and Reduces Hospital Visits (nih.gov)

Lima, N., Souza, R., Feitos, P., Moreira, J., Silva, C., & Neto, M. (2020). People experiencing homelessness: Their potential exposure to Covid-19. Psychiatry Research, 288. https://doi.org/10.1016/j.psychres.2020.112945

Mackenzie, O., Trimbur, C., & Vanjani, R. (2020). An isolation hotel for people experiencing homelessness. The New England Journal of Medicine, 383(41). DOI: 10.1056/NEJMc2022860

Dunn, M., Rawson, M., & Rogers, A. (2021). Rural housing: Competition and choice (3rd ed.). Routledge. https://doi.org/10.4324/9781003132950

Gan, X., Zuo, J., Wu, P., Wang, J., Chang, R., & Wen, T. (2017). How affordable housing becomes more sustainable? A stakeholder study. Journal of Cleaner Production, 162, 427-437. https://doi.org/10.1016/j.jclepro.2017.06.048

Juing, H., Jaime, J., & Lee, S. (2021). Mental health in subsidized housing: Readiness to assist residents with mental health issues In Subsidized Housing From The Perspectives Of Housing Employees. Qualitative Social Work. https://doi.org/10.1177%2f14733250211027630

Kottke, T., Abariotes, A., & Spoonheim, J. B. (2018). Access to affordable housing promotes health and well-being and reduces hospital visits. The Permanente Journal, 22.

Muir, K., Moran, M., Michaux, F., Findlay, S., Meltzer, A., Mason, C., & Heaney, R. A. (2017). The opportunities, risks, and possibilities of social impact investment for housing and homelessness. Ng, K., & Neo, Y. (2019). Housing Problems and Social Work Advocacy in a Home-Owning Society. Journal of Social service Research, 46(5), 671-684.

Ortiz-Ospina, E., & Roser, M. (2017). Homelessness. Our World in Data. Homelessness – Our World in Data

Polvere, L., Barness, C., & Lee, E. (2018). Housing needs of grandparent caregivers: grandparent, youth, and professional perspectives. Journal of Gerontological Social Work, 61(5). https://doi.org/10.1080/01634372.2018.1454566

Jennifer, Patrick. (2011). The Role of Financial Education in Improved Housing. https://www.findevgateway.org/sites/default/files/publications/files/mfg-en-paper-the-role-of-financial-education-in-improved-housing-jun-2011.pdf.

Gan, X., Zuo, J., Wu, P., Wang, J., Chang, R., & Wen, T. (2017). How affordable housing becomes more sustainable? A stakeholder study. Journal of Cleaner Production, 162, 427-437. retrieved from: How affordable housing becomes more sustainable? A stakeholder study – ScienceDirect

Kottke, T., Abariotes, A., & Spoonheim, J. B. (2018). Access to affordable housing promotes health and well-being and reduces hospital visits. The Permanente Journal, 22. retrieved from: Access to Affordable Housing Promotes Health and Well-Being and Reduces Hospital Visits (nih.gov)

Lima, N., Souza, R., Feitos, P., Moreira, J., Silva, C., & Neto, M. (2020). People Experiencing Homelessness: Their Potential Exposure To Covid-19. Psychiatry Research, 288. https://doi.org/10.1016/j.psychres.2020.112945

Mackenzie, O., Trimbur, C., & Vanjani, R. (2020). An Isolation Hotel For People Experiencing Homelessness. The New England Journal Of Medicine, 383(41). DOI: 10.1056/NEJMc2022860

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Calculations

(see attached survey)

graphics

All items on the scale will be summed together

1= Totally unprepared

2= Somewhat unprepared

3= Prepared but need practice

4= Ready to practice

5= Competent

*The total number of questions in the cultural competency scale is 14. The range for the scale equals 14 to 70.

The higher the number, the higher the level of cultural competency.

Service statistics including numbers served, types of services provided, client demographics; diagnostic profiles (frequency and distribution); agency budgets, funding sources, the board of directors composition; staff data including licenses represented, years of service, length of employment, attrition rates, gender, racial and ethnic composition.